Private Placement Investing in Your Self-Directed Retirement Account

You can hold various types of private equity or debt investments in a PENSCO Trust Company self-directed IRA or Solo(k) and get the benefits of tax-deferred accumulation.

Individual investors

If you're an investor and have an opportunity to participate in a privately held enterprise, you can hold these assets in a self-directed IRA or a Solo(k).

Advisors

PENSCO Trust Company is a leader in alternative asset custodial services. We can help investment advisors meet their clients' alternative investing needs.

Get details under Advisor Services

Investment sponsors

IRA and other retirement funds can be a source of capital when you're looking for private investors for investments you're sponsoring.

Find out more

Investments you can hold in your PENSCO Trust Company account

Private equity investments

  • Private company common / preferred stocks and warrants
  • Units / interest in LLCs and LPs
  • Non-listed real estate investment trusts (REITs)
  • Hedge funds

Private debt investments

  • Secured notes / loans
  • Unsecured notes / loans
  • Convertible notes and debentures

Investments we cannot accept

The following investments are either prohibited by the IRS or are not administratively feasible for us to custody:

  • S Corporations*
  • Viatical settlements
  • Auction transactions
  • Insurance contracts
  • General partnerships

*Solo(k) plans can invest in S Corps.

Next steps

This information is for general informational purposes only and is not intended as an individualized recommendation or to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, PENSCO recommends consultation with a qualified tax advisor, CPA, financial planner or investment manager. PENSCO performs the duties of a custodian and, as such, does not provide investment advice or sell investments, nor offer any tax or legal advice.