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PENSCO Trust Company Privacy Notice

FACTS What does PENSCO Trust Company do with your personal information?
Why? Financial Companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal Law also requires us to tell you how we collect, share, and protect your personal information. Please read the notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
 
  • Social Security number and account balances
  • Account transactions and payment history
  • Assets and investment experience
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons PENSCO Trust Company chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does PENSCO Trust Company Share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes – information about your transactions and experiences Yes No
For our affiliates' everyday business purposes – information about your creditworthiness No We don't share
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No We don't share
To limit our sharing
  • Call 800-962-4238. Our menu will prompt you through your choice(s), or
  • Opt out by clicking here.
Questions? Contact Us.

 

WHO WE ARE
Who is providing this notice? PENSCO Trust Company
WHAT WE DO
How does PENSCO Trust Company protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does PENSCO Trust Company collect my personal information? We collect your personal information, for example, when you
 
  • Open an account or deposit money
  • Provide account information or give us your contact information
  • Direct us to buy or sell securities
  • Use your credit or debit card
Why can't I limit all sharing? Federal law gives you the right to limit only
 
  • Sharing for affiliates' everyday business purposes — information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choice will apply to everyone on your account, unless you tell us otherwise.
DEFINITIONS
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • PENSCO Trust Company is affiliated to the following entities: Opus Bank, a California Commercial Bank; Opus Financial Partners, LLC; Opus Equity Partners, LLC, and PENSCO Services, LLC. 
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Neither PENSCO Trust Company nor its affiliates share your information with nonaffiliates for marketing purposes. 
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • PENSCO Trust Company does not participate in joint marketing with nonaffiliates.